Comments on: Legally, do I have to have pet insurance for my dog?

By: Kennel Club Experts

Kennel Club Experts — Mon, 18 Aug 2008 05:00:25 +0000

There is no legal requirement to have pet insurance. However it is recommended in order to safeguard pet owners from spending large sums of money on veterinary bills in the long term.

By: Nik2

Nik2 — Sun, 17 Aug 2008 04:29:34 +0000

you dont legally have to have pet insurance but vet bills can be expensive. i found that the insurance was a bit silly as a had a dog for 8 years and he only went to the vet once it seamed that i spent alot more on the insurance than what they gave back to me. so now iv got a bank account that i pay 10 pounds a week into and when any of my pets need to see a vet the money is there straight away and i dont have to wait or fill any forms out.

By: Greg N

Greg N — Wed, 13 Aug 2008 23:24:42 +0000

No there is no law but it is agood idea.

By: fred

fred — Tue, 12 Aug 2008 09:50:42 +0000

no law at all.

By: colinirenedavey2003

colinirenedavey2003 — Sun, 10 Aug 2008 08:42:16 +0000

legally no you dont have to have insurance but in the long term it will save you a lot of money,as i found out when my dog took ill.

By: gemzalvn

gemzalvn — Fri, 08 Aug 2008 10:26:56 +0000

Pet Insurance isn’t currently a legal requirement but I fill forms out for pet claims in my job (vet nurse) and would strongly recommend insurance. i filled out over 1,500 of claims this week and that doesn’t include referral work for them patients. Also you will be liable to pay compensation if your dog damages anyones property, get hit by a car whilst off the lead or bites another dog so what its worth get it covered, Make sure its covered for life not just for 12months. Ps I expect theres a clause in your house insurance that wont cover you third party

By: Jessica_LUVS_RRIDGEBACKS

Jessica_LUVS_RRIDGEBACKS — Wed, 06 Aug 2008 22:45:37 +0000

No there is no law. Its just recommended if your dog were to have something major like an accidental swallowing of a forgein object, got hit by a car and needed surgery\x-rays, prescription meds, vaccinations, heartworm meds, or to get cancer someday and need treatments, yearly exams, all basically similar to peoples coverages. It really does save you a lot of money in the long run. Neither one of my dogs are currently insured but I am considering it soon especially as they get older. I have been researching the different plans and seeing some that only require you to pay like 10 bucks a month and like 20 a year for any emergency afterhours vet. trips. It seems worth it. Because you just never know, you know?

By: Joycee

Joycee — Mon, 04 Aug 2008 09:41:43 +0000

No but its nice to have…all pets get into some kind of trouble, broken legs, hit by car by accident, cancer…its nice to have and helps with the bills..since accidents always happen when unexpected and when your broke

By: Cath B

Cath B — Sat, 02 Aug 2008 11:25:31 +0000

Absolutely not. Your home contents policy will cover you against any liability taken out against you in regards to your dog.
For example. If your down at the local park and your dog bites a person, or is so excited runs in to an old lady and knocks her over and she decides to sue against the broken hip then that is where your liability under your home contents cover comes in. However if you do not have contents insurance you personally will be liable for any damages caused. Pet insurance itself covers for any illness or accident (up to a certain amount) for the animal itself. example if your dog has cancer, can you afford the thousands of pounds to treat it?
Remember liability for animals is cobvered under the contents policy of your house not the actual building insurance (they are 2 seperate things)

By: anntanner

anntanner — Fri, 01 Aug 2008 16:13:19 +0000

HOLY CrAP I am an animal lover to the t but I cant even afford health insurance for me and my husband I would hope you wouldnt have to have it for an animal…