Dog Questions

5 Responses

1. 1 Kristie-leigh S
   2008 Oct 17

   hcf has pet cover

2. 2 Heather
   2008 Oct 19

   We just signed up for petplan & so far so good. We’ve heard lots of great things about them so that’s why we chose them.

3. 3 aussiediver
   2008 Oct 22

   You never know until you USE it.
   we had one called ‘pet insurance’. The dog had to have eye catarrac surgery — they wouldn’t pay. He had to have ear surgery, they wouldn’t pay. So we quit paying them. We had had it for two years.

   Maybe just ask EXACTLY what it does and doesn’t pay and be SPECIFIC?

4. 4 Kelly
   2008 Oct 23

   I got my dog Pet Plan pet insurance, and it is amazing. I have 0% coinsurance and a $50 deductible. They even cover hereditary conditions like hip dysplasia, which most other insurance companies dont cover. They also cover each condition for life, with no limit on time or cost. Other insurance companies will only cover a specific condition up to a certain dollar amount.
   My puppy is only 10 months old and she just had a Mast Cell Tumor (Cancer) removed. The biopsy and tumor removal surgery has cost almost $1,000 so far, and ALL but my deductible was covered. So i only paid $50! We do not know yet if she will need Chemo, but that will also be covered.
   She has also been in the ER for eating gum, and that too was 100% covered aside from my deductible.
   I really like PetPlan because they are the only company that gives you the option to choose your coinsurance and deductible. You pick what % of the treatment you are responsible for and the deductible you pay for each incident.
   I have the the Gold Plan (the best one) and it is $34 a month. Other plans are cheaper. The Gold plan also pays for Boarding and Kennel Fees, Advertising and Rewards if your dog goes missing, the price you paid for the dog if it does not return, the price of the dog if he/she must be put down or dies due to illness or injury, and travel expenses that cannot be reimbursed if you must cancel due to your animals illness or injury.
   I love Petplan and they are sooo helpful! My dog also has chronic ear infections and they pay for every visit and all the medication!
   So, if you have petplan and your dog gets hurt or sick, they will cover it. And if you need to go to an after hours ER vet clinic, they will also pay for this if it is to save your dogs life. If it is not life threatening, they will pay 70% (because you could have went to your regular vet).
   Overall its great! I chose it after months of research and talking to vets.

5. 5 willcmars
   2008 Oct 23

   I suggest you shop around, and talk to your vet. The earlier you insure the better, don’t expect coverage for pre-existing conditions. Some providers try to grab your information before they give you a quote, which sucks. Pet First Healthcare has their coverage spelled out in a table on their site. But don’t just follow one recommendation.